Humana Medicare Insurance
Humana Medicare Plans have enriched the many benefits featured in their 2021 Medicare Part C plans. Some features are as follows:
no referrals needed for some HMO and PPO plans
national network reciprocity for travelers
many plans include dental, vision, hearing, OTC, and Silver Sneakers fitness benefits
a wellness program with rewards systems
routine non-emergent medical transportation at $0 copay
a healthy foods card
Part B give backs
a insulin savings program
unique support program for those with kidney disease
special MA program for Veterans
3 Humana Prescription Drug Plans
1. Humana Walmart Value RX
2. Humana Premier RX
3. Humana Basic RX Plan
*Monthly premiums start at $17.20
*Deductibles for Tiers 3,4,5 or all Tiers
* Preferred pharmacy networks for discounts
Humana Supplement (Medigap) Plans
Medicare Supplement insurance plans A through G provide benefits at higher premiums with limited out-of-pocket costs. Plans K through N are cost-sharing plans offering similar benefits at lower premiums with greater out-of-pocket costs.
*Effective January 1, 2020, plan options C, F and High Deductible Plan F will only be available for purchase by applicants first eligible for Medicare prior to 2020.
I am a licensed Humana agent appointed in PA, NJ, AZ, NC, CA, SC, MT, TX
For additional information and prices
Call 877-381-4149
CLOVER HEALTH
Growing in popularity Clover plans feature low cost benefits
low/$0 premiums
low copays
low prescription drug costs
support to help you apply for programs to pay your premiums and utility bills
flexible PPO plans
dental with Dentaquest
vision with Eyequest ,
hearing with TruHearing
allowances for comprehensive dental coverage
nurse practitioners via video or phone
OTC allowance
mail order with CVS Caremark
* Market network mostly in PA, NJ,
** Expansion in some counties in AZ, GA, MS, SC, TN, and TX
Keep in touch to view other carriers
United Healthcare (UHC)
Most United Healthcare Medicare Advantage (Part C) plans—including the only plans with the AARP name include coverage for prescription drugs and display a broad range of plans to fit individual health and budget needs.
Overview for most of your coverage choices are:
$0 doctor and lab visit copays
$0 prescription copays
over $150 in OTC products
telehealth visits
$0 copay for preventive dental care
vision care with no pay routine exams, designer frames and prescription lenses
$0 copay for routine hearing exams and savings on hearing aids
fitness benefits such as free gym membership and online brain health programs
domestic and worldwide coverage
UHC Dual Special Needs Plans (DSNP)
UHC DSNP plans typically include:
dental coverage
prescription drug coverage
health products (OTC medications)
retail food allowance, credits to buy fresh food at select retailers
Vision Coverage
Transportation Assistance,
$0 copay for rides to or from doctor’s office or pharmacy
Personal Emergency Response System
Virtual Medical Visits
Worldwide Emergency Coverage
You may be able to enroll right away
UHC Medicare Prescription Drug (Part D) Plans
You can purchase a standalone Medicare Prescription Drug (Part D) plan to help pay for your prescription drug costs if you have Original Medicare and/or a Medicare Supplement insurance plan.
Mail Order Pharmacy
You may be able to save money when you get at least a 3 month supply of your medication delivered to your home with Optum Rx
Medicare Supplement Insurance
Features of a medigap plan:
predictable Out-of-Pocket Costs
keep your doctor
guaranteed coverage for life
coverage when you travel
* for AARP supplement plans must be a member of AARP or join simultaneously
** for more complete coverage should have a PDP in addition to a supplement plan
*** might be subject to a penalty if not enrolled in a prescription drug plan